Insurance Options

Looking for health insurance for your children? Florida Healthy Kids is a part of the State of Florida’s Florida Kidcare program and provides high-quality, low-cost health coverage for children from birth through age 18. Many families pay $15 or $20 a month, but most pay nothing at all. Full-pay options also are available. Visit www.healthykids.org or call us at 1-888-540-KIDS (5437) for more information.

Need coverage for the rest of your family? Check out Cover Florida Health Care, a new State of Florida initiative to help Floridians ages 19-64 get health insurance. Visit www.CoverFloridaHealthCare.com for more information.

148 thoughts on “Insurance Options

  1. Hi Kairy,
    There are 3 options:
    1. You can view the list of providers here: https://www.healthykids.org/benefits/providers/
    2. You can call your health plan and ask.
    3. If you want to supply us with your full name, we can determine where your child is enrolled and connect you with the appropriate customer service.
    Let us know if any of these work! Thanks for reaching out to us!
    FHKC

  2. Where may I obtain a list of ophthalmologists that accept Healthy kids insurance in Florida?

  3. Good morning Daneli,

    Any medical services your child receives before your Florida KidCare coverage is approvd and effective will not be covered by the program. If you need to take him to the doctor, you will be responsible for all expenses. Regarding a caseworker speaking with the doctor, we are unable to address that.

    Thank you,
    FHKC

  4. i have a brief question, i applied for kidcare for my 1 year old son the beginning of this month and his medicaid expires 11/30/12. my son has a doctor apointment on 12/12/12 and i doubt i wont receive any notification back in time for my son check up because they need more information. am i able to still take him to the doc? or would i have to wait till i get his insurance card and so forth? i did speak to a rep and they said that i can till the doc i applied, just give them the case worker name, and they will be able to give him his vaccine is that correct?

  5. Good morning Nancy,

    Acceptance of the Florida KidCare program is at the discretion of the doctor’s offices. If they do not accept the coverage, you will have to pay their standard prices. Regarding the pharmacy, you will have to ask that pharmacy if they will accept the prescription.

    Thank you,
    FHKC

  6. Good morning Mr. Iken,
    There is no income limit for the full pay option. For a child 1-4 years old the amount is $196 per month per child. For children 5-18 years old the amount is $141 per child per month.

    Thank you,
    FHKC

  7. Good afternoon Yesim Yesilkaya,

    For assistance with making sure your child is in the appropriate program, please call 1-800-821-5437. A customer service representative can help you navigate any changes, if necessary. Please note that our call volumes are higher than normal resulting in longer than usual wait times.

    Thank you,
    FHKC

  8. My childrens pediatrician does not accept any of the Kidcare HMO’s. Can I still go to them? I do not like the other Dr’s in the area that take the HMO. I am willing to pay out of pocket if I have to. I really do not want to change Dr’s. Will the pharmacy fill a script written by a Dr that does not take the insurance?

  9. Is there a household income limit for the full pay program? What is the current full pay premium? Thanks

  10. I have recently applied for CMS since my child has special needs. I have received a letter of acceptance today into Healthy Kids program. On my application I have stated that he has more care needs than normal children. I just made the payment today so I do not have the final information as to when the coverage will start what the providers will be or what the plan will be. Can I still get his care under the Healthy Kids Coverage?

  11. Good morning Laura,

    Federal and state law requires that all income for those in the household are to be reported. If your family’s gross monthly income is greater than 200% Federal Poverty Level your monthly premium will be the full pay rate. When you say non-renewed if your income is over 5%, we are not quite sure what you’re asking. We do apologize if we have not answered your question completely.

    Thank you,
    FHKC

  12. Good morning Kathy,

    If your household income increases and is above the 200% Federal Poverty Level, yes you can participate in the program at the full pay rate. Full pay for children 1-4 years old is $196. Full pay for children 5-18 is $141.

    Payments are made monthly. At renewal time, you provide your family’s gross monthly income, which will help determine the monthly payment.

    Thank you,
    FHKC

  13. Good morning Ms. Hook,
    The answer to your question is yes, dental and vision is covered unless a parent opts out of it under the Healthy Kids option.

    Thank you,
    FHKC

  14. My daughter currently has medikids and we use my husbands income. Now if I become employed and I receive health insurance for my job but its too expensive for the 3 of us can I keep my daughter on Florida kidcare even if I end up with the full pay option? Right now we pay $20 monthly but I might be getting a job soon. Also my husbands pay fluctuates since he works at a restaurant so how would we do proof of income for her renewal? How much is the full pay option for a toddler ? Is it monthly or a one time payment for the whole year?

  15. Does my 19yr old daughter’s income count towards the household income? She is a full-time college student and her income pays for her college costs. Also, I will not have the option to add my minor daughter to my employer insurance until late next year, will she be non-renewed if our combined income goes over the 5%?

  16. Good morning Cristie,

    It doesn’t work quite like that. The coverage would go into effect once the child has no other insurance coverage. Regarding the day that occurs, unfortunately we cannot confirm the date ahead of time. You can contact Florida KidCare immediately after you drop the other coverage to get KidCare active. However, we cannot confirm there will not be a lapse in coverage.

    Thank you,
    FHKC

  17. I am a teacher and currently have my 2 children with the county insurance however we have been told that the monthly dependent premium will be going up significantly more than I can afford. I think I would qualify for the full payment option but would not want to have a laps in coverage. If my application were approved, other comments state that the child has to be uninsured to be covered by KidCare so the question is could coverage with KidCare go into effect the day after the children are removed from their current insurance as not to have a laps in coverage?

  18. Good morning Jessie,

    Medicaid is one of the partners under Florida KidCare so there is one application. If, during the review process, it is determined that your income qualifies for Medicaid, your application and documents are further reviewed by the Medicaid office. If you have additional questions please call 1-800-821-5437.

    Thank you,
    FHKC

  19. I just applied to Florida Healthy Kids and got the full pay option because of my new job. I also found out that my application was forwarded to Medicaid. When I go onto Medicaid’s website it says I have free insurance through them till August. Did you guys give them my income information? I was surprised that I still qualified for Medicaid and it’s rediculous trying to get a hold of anyone there on the phone!

  20. Good morning Christine,

    Regarding your first question about the Social Security benefits your children receive, the answer is yes it does count as part of the household income and should be reported. If you remarry, then yes the new spouse’s income must be included in the household income since the children live in the home with you. This is ually not the case with child support. State and federal law require that total household income and family size be considered to determine eligibility and monthly premiums.

    The full pay rate for children 1-4 years old is $196 per month, per child. The full pay rate for children 5-18 years old is $141 per month, per child.

    Thank you,
    FHKC

  21. Good morning Jess,

    The answer to your question is yes. All income for the household is required for eligibility determination. We also look at family size. If it turns out that your gross income is more than the 200% Federal Poverty Level (even if it’s by just a few dollars), you will only be eligible for the full pay option. Unfortunately, this is not something we can work around because it is a federal law.

    Please know that the best way to determine your eligibility and monthly premium is by submitting an application for review. The review process is approximately 4-6 weeks.

    Thank you,
    FHKC

  22. I currently have Healthy Kids for my children and pay $20 per month. I currently get SS benifits for them from their father who passed away. I do put that on my renewal but was wondering if it counts as income since it is in the kids names and they are full time students? My next question is that I am getting married in a few months and was wondering if my new husbands income will count as he is not their legal parent or guardian and is not responsible for them at all? If it does I will become full pay. What is the current full pay rate for 12 & 15 year olds?

  23. My children have fl healthy kids at the $20 per month rate. I am getting remarried soon and wanted to know if my new husbands income will count even if he his not a legal parent or guardian? Their real father passed away several years ago and they get SS benifits from him that I list on my renewal form. Do the social security benifits count toward the household income since it is their income and they are full time students?

  24. Will my husbands income count on our application if he’s a full time student? I am trying to get insurance for my daughter and I make $60 dollars more than 200% poverty level. jeez!

  25. Good morning Doranely,

    If your 3 month old is not eligible for Medicaid, unfortunately there is no other part of Florida KidCare that the baby can be a part of until he or she turns 1 year old. This is because of a state and federal law.

    Thank you,
    FHKC

  26. Good morning Caitlin,

    The representative is correct. If your child is younger than 1 year old and does not qualify for Medicaid, the child is not eligible for any other part of Florida KidCare until he or she is 1 year old. Medicaid is one of four programs under Florida KidCare. Regarding other health insurance options, unfortunately we are unable to provide any suggestions other than private insurance. This is due to a federal and state law.

    Thank you,
    FHKC

  27. Good morning Caitlin,

    The representative is correct. If your child is younger than 1 year old and does not qualify for Medicaid, the child is not eligible for any other part of Florida KidCare until he or she is 1 year old. Medicaid is one of four programs under Florida KidCare.

    Thank you,
    FHKC

  28. Could I get healthlykids for my 3 month old baby? If I did not receive Medicaid anymore? Cause if I would start working?

  29. I recently was denied for my son to have Medicaid through the state due to income. I have n application processing through Florida kid care. This evening I was told, when asked about my unborn child, that Florida kidcare doesn’t provide medical until the child is 1. If we were denied already through Medicaid, what insurance option do I have for my unborn before she turns 1? Thank you in advance.

  30. I spoke with a representative this evening and was told that once my unborn child is born that I would not be able to apply for that child until she was 1. But the website and a comment below says “birth through age 18″ so I am curious as to which is actually true? Florida state Medicaid denied my son of insurance and I know they will deny this child as well. thank you in advance.

  31. Good afternoon Bonnie,

    Thank you for contacting us. The parent or guardian whom the child lives with is the only person who can apply for the coverage even if a parent has been court-ordered to provide health insurance. If your mom is the legal guardian of your son, she would need to apply.

    Thank you,
    FHKC

  32. Good afternoon Bata Family,

    For information about vision coverage, please contact your health plan directly. Vision is offered through the health plan.

    Thank you,
    FHKC

  33. my comment is that i pay for child support to my mother for my son. and since health insurance is required by child support for the child can i apply for him threw healthy kids and pay for his insurance..the company i work for offers it but i cannot afford to pay for the companies insurance on top of child support payments..can you please let me know what i can do or is there other insurance options? thank you

  34. I am having trouble getting thru will try again, but do you think it could be my 20 year old is not being considered as a household member? If I send her college schedule in (she is a full time dependent student) would that change it?

  35. Good morning Virginia,

    Thank you for contacting us. Due to state and federal laws, there is not a part of Florida KidCare available for children under the age of one other than Medicaid. Unfortunately, we are unable to provide other options for coverage other than suggesting families research private health insurance. We certainly understand the frustration this may cause and we are hopeful that the laws change one day.

    Thank you,
    FHKC

  36. I have a two month old and applied for florida kid care and was denied because of my income. I knew I would not get medicaid, but thought I could pay the whole premium of 133.00. I was told the only thing available was medicaid until the baby is one year old. Could you tell me what my other option is. To put the baby on my health insurance would cost 600 a month. This makes no sense to me that there isn’t any insurance other than medicaid until she is one.

  37. Good morning Elizabeth,

    Please call 1-800-821-5437 to speak with a customer service representative regarding your premium amount. If there has been an error on our end, we will certainly make the appropriate adjustment.

    Thank you,
    FHKC

  38. I just got a letter from my renewal and my premium went to $133 even though my income is well below 200% FPL? Please explain- I checked my account and everything seems to be correct?

  39. Hi, I’m applying to get insurance help with you, but I would like to know if the insurance will cover my son’s medication: Focalin XR 15mg.
    Please let me know.
    THanks

  40. Good morning Betsy,

    Florida KidCare does not request information about health coverage for any members of your family other than the children you are applying for. You can certainly apply for our program for your son, but his coverage would not begin until he is no longer insured. Yes, Healthy Kids does coveer speech and occupational therapy with small co-pays. Please note that the review process for an application is 4-6 weeks before approval or denial is provided. If you have additional questions, please call 1-888-540-5437.

    Thank you,
    FHKC

  41. Good morning Angie,

    CMS is the Florida KidCare partner that provides health services for children 0-18 with behavioral and emotional needs. Healthy Kids is simply one of the other Florida KidCare partners. You should receive a welcome packet in the mail from the health plan under CMS that your doctor is under. If you have more detailed questions, please call 1-800-821-5437.

    Thank you,
    FHKC

  42. Can I keep the rest of the family covered under my cpany insurance and drop coverage for my son. Also does the Healthy Kids cover speech and occupational therapy. He is 5.

  43. Good morning Ms. Kelley,

    You can apply for the program at any time. Please note that the review process is approximately 4-6 weeks and there is a possibility that there will be a gap in coverage if you drop your insurance before your application is reviewed and approved. If you keep your current coverage until you receive approval from this program, coverage with Healthy Kids will not begin until your other insurance is dropped. The program is only for uninsured children.

    You can begin the application process here: https://www.healthykids.org/apply/

    Thank you,
    FHKC

  44. I am new to Healthy Kids and my son will begin his coverage in October. I have already scheduled the payment monthly. I will be at full pay. My question is that I live in Orange County and my sons doctor is on CMS. I do not see that offered as one of the healthy kids plans. He is ADHD will other issues and has had the same doctor since he was three. Is there any way I can choose that plan.

  45. At present we have insurance, however my 5 yr old is not covered for speech, occupational therapy, and physical therapy. We also would fall in the category of higher income. Is it possible to cancel my son”s insurance and enroll in the Healty Kids so that he can receive propercre to oercome psrt of his developement issues

  46. Good morning Ms. Pope,

    We are so sorry to hear about your situation. Here’s how it works. The monthly premium your family will pay is determined by your gross monthly income (before taxes) and family size. If it turns out that your family’s gross monthly income puts you higher than 200% of the Federal Poverty Level, the monthly premiums will increase. If the gross monthly income is below the 200% Federal Poverty Level you will pay the $15 or $20 a month. Unfortunately, because this is a law, we are unable to make any exceptions. If there has been a change in your income, please call 1-800-821-5437 for instructions on providing an update.

    Thank you,
    FHKC

  47. Hi, My two kids are cover with FHKC, my husband is school teacher, I was not workin, because I have nobody to wath my three years old daugther, the Day care here in Florida are a lot af money, now I’m working and the litle money that I make is for day care and help my husband with some bills in the house, ok, now in the afraid I will lots the insurance for my kids but still with the money that I making is no to much to pay a private insurance or $300 a month for FHKC,. What I should do?
    Thanks.
    Mery

  48. Good morning Laura,

    Thank you for contacting us. As of July 1, 2012, the children of state employees are now eligible for the subsidized part of Florida KidCare if all income requirements are met. Teachers are also eligible. Please note that families with a gross monthly income below 200% Federal Poverty Level typically pay $15 or $20 a month for all the children. A family with a gross monthly income above the 200% Federal Poverty Level are only eligible for the full pay option which will be $196 per month or $133 per month (with dental) depending on the age of the child(ren). These costs are per child.

    To determine your eligibility, we encourage you to submit an application for review. The review process is usally 4-6 weeks.

    Thank you,
    FHKC

  49. Hello I have a question I see a comment a few months ago about teachers not being approved for the program and the person that responded to the comment said that “typically” teachers are considered county employee’s but i was wondering if you can tell me if teachers are “positively” not able to purchase coverage for their children. Also why are government workers excluded? Can you explain that for me? As a teacher I am only paid $37,000 a year and for me to cover my three children and my spouse it is going to cost me about $10,000 a year for my benefits not including vision , dental and life insurance. On top of the premium i also have high. Co pays and prescription costs. Two of my children have a chronic health disease that required hospital visits every other month and it costs me $250 each time plus they see a specialist all the time and that costs me 40 each time. The plan offered with my school district is horrible. It seems crazy that teachers would be excluded from having affordable coverage for their children! I just don’t get it?

  50. Good morning Mrs. Hook,

    Thank you for contacting us. The way it works is that Florida KidCare is affordable health insurance for uninsured children. Kids enrolled in this program cannot have other insurance. If it is determined that an enrolled child has health insurance elsewhere, we will begin the process of dis-enrolling the child from the program.

    Thank you,
    FHKC

  51. My husbands ex has FL kidcare on their daughter and my husband obtained private major medical health coverage and put their daughter on it. My husband and I live in Missouri and obviously his ex and daughter live in Florida.

    His ex is claiming that their daughter is going to lose her FL kidcare because of his private health insurance and because of this their daughter will no longer be able to see her mental health counselor.

    Is this true? (Their daughter losing FL kidcare)

  52. Good morning Mt,

    Florida KidCare does not require information about car ownership to determine eligibility for the program. It is primarily based on household income and family size. Families with a gross monthly income greater than 200% of the Federal Poverty Level are only eligible for the full-pay option. Families with income below the 200% FPL typically pay $15 or $20 a month. To learn more about Florida KidCare, please visit http://www.floridakidcare.org.

    Thank you,
    ~FHKC

  53. We have applied for Medicaid but do not qualify because we were given a 3rd car for our children to drive to and from school. Are there car limitations for florida kid care too?

  54. Good morning Ms. Irizarry,

    For more information about the Florida KidCare program, visit http://www.floridakidcare.org for details. Children from birth through age 18 can apply for the program. Depending on income, some families pay $15 or $20 a month, most pay nothing at all. For families with higher incomes, there is also a full pay option available. Call 1-888-540-KIDS for more information.

    Thank you,
    FHKC

  55. My sister is wanting me to inquire for health insurance for my niece. She has no insurance and is 3yrs old can you please contact her with further information MelissaI13@hotmail.com Any advice/assistance is greatly appreciated.

  56. Good afternoon Billie,

    Unfortunately, Florida KidCare does not provide coverage for children under the age of one. Some families that do not qualify for Medicaid get employer-sponsored insurance. Aside from that, we are unable to suggest any other insurance options for a newborn.

    We certainly understand your frustration and we hope that there are changes in the future that can accomodate newborns.

    Thank you,
    FHKC

  57. Are there any companies writing health insurance in Florida for newborn care through age 5 when Florida Kid Care could be obtained? Our grandson is due in Jan. 2013 and our family doen’t qualify for Medicaid. I’ve been told no companies will write newborn care at this time due to the Health Care Reform!! This leaves us with no options for care period. What can we do if he has to be hospitalized ie or has something wrong and requires medical care? We live in Jacksonville. We are providing care for our daughter and her soon- to- be son in our household, therefore all our incomes are included. There has to be something out there available to us.

  58. Good morning Courtney,

    Florida KidCare is a program that has four components to address the medical needs of children at different ages (Medicaid, MediKids, Healthy Kids and Children’s Medical Services Network). Florida Healthy Kids is not Medicaid. Unfortunately, due to state and federal laws, there is no part of Florida KidCare (other than Medicaid) that a child under the age of 1 years old can be a part of. Florida Healthy Kids covers children 5-18 years old.

    If your family’s income is too high for the Medicaid restriction, your newborn child cannot participate in the program in any way until the age of 1 year old. We encourage you to explore other health insurance options to cover your child if it is determined you do not qualify for Medicaid.

    Thank you,
    ~FHKC

  59. Looking for health insurance for your children? Florida Healthy Kids is a part of the State of Florida’s Florida Kidcare program and provides high-quality, low-cost health coverage for children from birth through age 18. Many families pay $15 or $20 a month, but most pay nothing at all. Full-pay options also are available. Visit http://www.healthykids.org [...]

    This was an email i recieved a day after someone responded to my comment.
    Please help with the confusion. Thank you

  60. Is Florida Healthy Kids medicaid? I saw a response to my comment a couple days ago stating that medicaid was the only insurance offered to newborns and that Florida Kidcare does not have any options for children under the age of 1. Therefore, my question is, if my child will be born in September, can I qualify for Healthy Kids if I do not qualify for medicaid or is there no other option until my son reaches the age of one?
    Thank you,
    Courtney

  61. Good morning Diana,

    The full pay option is available for families with higher incomes. The doctor’s offices have the discretion of which provider health insurance they will accept. Unfortunately, there isn’t anything that Florida KidCare can do to change that. If you are interested in switching providers, please call 1-800-821-5437 for more information.

    Thank you,
    FHKC

  62. My daughter got approved fir healthy kids but we have to pay 196 a month. Its frustrating i guess cause my husband makes too much but to have to pay 196 especially since i cant change providers cause all her doctors only take amerigroup is annoying. I had amdrgroup with medicaid and they stopped covering her.

  63. Good morning Courtney,

    Once all documentation has been received, the review process typically takes 4-6 weeks before a final approval or denial is given. However, please note that other than Medicaid for children, there is no component of Florida KidCare that covers children under the age of 1. This is due to federal and state laws that are currently in place and that Florida KidCare cannot supersede. Based on the information that you have provided, your son will not be covered under Florida KidCare if you do not qualify for Medicaid.

    We do apologize if there has been any confusion with information provided regarding coverage for newborns.

    Thank you,
    ~Florida Healthy Kids Corporation

  64. My son is to be born this September 2012 and currently my husband and I do not qualify for medicaid due to our income and both of our insurance at our employers is very expensive, almost 500 a month at each place to add a dependent, not including dental or vision. I have applied for florida kidcare and recently was asked for more information for my application which I faxed out yesterday. How long will it take before I hear something back? I have tried numerous times to call the number given and every time it states all representatives are busy. Thank you for your help.

  65. Good morning Bruno,

    Yes, you can apply for them both under your name as long as all of you live in the same house. Please note that coverage for your girlfriend would only last until her 19th birthday and then she is no longer eligible for the program, but the baby can stay on.

    Thank you,
    ~Florida Healthy Kids Corporation

  66. hi um my gf is 18 years old and we have a baby boy dat we both support dearly sense he was born and we been together for a year n 3 months now and im the only one workn and im takn care both of them and were nt marryd yet but we soon r i wanted to add them under me for kidcare can i put my future wife on there without one of us on childsupport cuz this really stressn us out wdk wat to do. hlp me

  67. Good morning Ms.Hearon,

    They can certainly apply for Florida KidCare. The can apply online at https://www.healthykids.org/apply/. Please note that the review process is typically 4-6 weeks before approval and enrollment is determined, so their may be a gap in coverage for your grandson. For more information, please call 1-888-540-5437.

    Thank you,
    ~Florida Healthy Kids Corporation

  68. My grandson is currently under his dad’s medical plan at work because he is a salary manager. But, he was told yesterday that he either takes a demotion back to an hourly cook or he will be out of a job. This position does not offer medical insurance at all. He has only had medical insurance for him now for about two months. His son was on medicaid until May of this year. My daughter is unable to put him on her insurance because she is hourly as well but it costs way to much to have him on the insurance plan. My grandson will lose his medical insurance as of aug. 31st of 2012. He wil almost be 18 months at that time. Can they apply and try to get kidcare for their child? Please let me know. We are so worried that my son inlaw and my grandson will not have any insurance at all again. Thanks.

  69. Good morning Kelly,

    If it is determined that you would be a full-pay enrollee, then yes you are correct–there is no 60 day wait period to cover your children. Please note the best way to determine your eligibility and start date is to submit an application for review. The review process typically takes 4-6 weeks.

    Thank you,
    ~Florida Healthy Kids Corporation

  70. Am I correct that I can apply as soon as they are uninsured if I would only qualify for the full-pay option …or do I have to wait 60 days after they are uninsured?

  71. Good afternoon Kelly,

    The best way to determine approval is to submit an application for review as we are unable to guarantee approval without reviewing an application. For more information please call 1-888-540-5437.

    Thank you,
    ~Florida Healthy Kids Corporation

  72. My teenagers are currently insured, but I am getting a divorce and will no longer be able to pay the $850/month insurance. I would have to do the full-pay option, but it is still more affordable. How long do they have to be uninsured to qualify for Healthy Kids and am I guaranteed acceptance with the full-pay option?

  73. Good morning Janelle,

    Thank you for contacting us. Whether your son stays on Medicaid or moves to Healthy Kids is determined by your household income. If, even with the income change, your household income qualifies him for Medicaid, he will go to Medicaid. If the household income qualifies him for Healthy Kids (for kids 5-18 years old), then he will be moved to the Healthy Kids program. Unfortunately, if a provider (doctor or dentist) does not accept certain health insurance, there is not much that can be done as they have the right to accept or decline.

    Regarding a reimbursement for the advanced pay, please email help@healthykids.org with your family account number and the best way to contact you. We will have our research team review your account and make adjustments accordingly.

    Thank you,
    ~Florida Healthy Kids Corporation

  74. I am not sure I am doing this right, but giving it a shot. I have two questions My oldest son who is eight now had healthy kids, but due to income changes in the household got referred back to medicaid. However, income has changed again. I am wondering if there is anyway to keep him on healty kids insurance, instead of medicaid? I really hate to have to change is doctors again, especially his dentist. He really liked his dentist, but they do not accept medicaid. He is going to be so disapppointed if I have to find another again.

    My second question is that I always paid my premium in advance and had paid 3 months in advance before he got swithced to medicaid. Will I get reimbursed?

  75. Good afternoon Ms. Dean,

    Thank you for contacting us. You can use one of the following options to submit your renewal documentation.

    Online:
    Log into your account to complete the online renewal form.

    By Mail:
    Florida KidCare
    Attention: RENEWAL
    P.O. Box 591
    Tallahassee, Florida 32302-0591

    By Fax:
    Toll-free Fax 1-866-867-0054
    Fax for Renewal Department (850) 681-2131

    By Email:
    Email your renewal documents to applyrenew.healthykids@acs-inc.com
    Accepted email attachments must be sent in one of the following formats: .JPG .JPEG .BMP .GIF .TIF .PDF .DOC .PPT .TIF .TIFF .TXT .RTF
    Preferred file type is .JPG
    We cannot accept images over 10 MB. If the images are going to be over 10 MB please zip the files.

    Thank you,
    ~Florida Healthy Kids Corporation

  76. Hello there,
    I just updated my inconme information, it is mentioned on the confirmation that I must submit inccome verification documents. Would you please able to please let me know the number or email address I should forward these documents to? My child is enrolled in your insurance, and we pay full price for the coverage.
    Thank you,
    Sandra :)

  77. Good afternoon Ms. Liston,

    Yes, your daughter can be in school out of state and still be considered a member of the household until her 19th birthday. That being said, she is only covered for emergency services outside of her county area. Your daughter’s regular doctor visits would need to be taken care of when she is home in Florida. You would also need to check with your daughter’s health plan regarding which pharmacy’s she can use in Massachusetts.

    Thank you,
    ~Florida Healthy Kids Corporation

  78. Good morning Jessica,

    The answer to your question depends on when you enrolled your son in the program. If your renewal date is for August 2012, the coverage will cancel July 31st if your renewal documentation is not received.

    If your renewal date is for September or later, you can simply not renew and the coverage will cancel. Premiums are paid a month in advance; so your July 1st payment covers your son for the entire month of August.

    If you would like more specific details about your account, please call 1-800-821-5437 for assistance.

    Thank you,
    ~Florida Healthy Kids Corporation

  79. Hi,

    My sons medi kids is up for renewal however now that my husband has a decent job we no longer qualify. The full pay action is actually more expensive than what my husbands insurance will provide so we have decided to cancel instead of renew. My son turns two in August so I can only assume once I pay August’s premium he will effectively be cancelled if we decide not to renew. My husbands job does open enrollment sept 1st and insurance would start sept 31st. My questions are:

    1. Do I have to tell anyone that we have chosen to cancel/just do not bother to renew?
    2. If he turns two in august and I pay (what I assume is the last premium august 1st) is their a grace period.. IE when is my sons last day of coverage through medikids? Im trying to find out if there will be a lapse between my husbands open enrollment and medi kids cancellation. AND I’m not sure if he will be cancelled as of August 31st or if it is more likely that I’ll have one last copay the month of September so he doesn’t lapse? Hes in speech and occupational therapy so Im worried about him going without insurance for a month while we wait.

  80. Hello, my daughter is 17 and going to college in September in Massachusetts. She has Staywell Kids insurance through the Florida Healthy Kids program. Does that insurance cover her in Massachusetts? Her permanent address remains our home in Florida.

  81. Good morning Ms. Riano,

    Thank you for contacting us. Unfortunately, Florida Healthy Kids (a Florida KidCare partner) does not offer family plans. We only offer health insurance for children 5-18 years old. However, you may have tried to access a resource link on our website that refers to family coverage. This is outdated information and will be removed as quickly as possible. Thank you for bringing this to our attention.

    Thank you,
    ~Florida Healthy Kids Corporation

  82. good morning,

    We used to have insurance trough my husband job. Now, I’m the only working at home. I tried to obtain information about your family plans but for some reason it didn’t take me to the page. Could you please help with this information?

    Thank,

    Ana

  83. Good morning Ms. Pagan,

    Thank you for bringing this to our attention. Cover Florida was first introduced when Gov. Charlie Crist was in office. Since Gov. Crist left office, Cover Florida is no longer an option for families. We do apologize for the confusion and will have it removed as quickly as possible.

    Thank you,
    ~Florida Healthy Kids Corporation

  84. Good morning Ms. Caswell,
    We are sorry to hear about your current situation. Unfortunately, the only state provided coverage available for children under the age of 1 is Medicaid, which is income restricted. KidCare offers coverage once a child turns 1.

    We do not have many details on the coverage provided to infants through private insurance other than recognizing that many families rely on employer-based coverage at this critical stage in a child’s life. It is unfortunate that there is not more coverage available for infants, but due to federal and state laws Florida KidCare and Medicaid cannot make any exceptions.

    Again, we are sorry to hear about this and we encourage you to research other health insurance providers to see what is available for you for the next several months.

    Thank you,
    ~Florida Healthy Kids Corporation

  85. My son is 7 months old and I was just told by a Kidcare operator that if my income limit is too much, he could be denied. Blue Cross just told me they can’t write policies for someone under 1. If I can’t get coverage through Kidcare, Medicaid, or private insurance, how do I get my baby health insurance?

  86. Thanks for sharing this helpful information on kids insurance plans. As there are numbers of companies offering insurance policies, it is helpful to review more information in detailed on the offered services, payment options, benefits in detailed.

  87. Good morning Ms. Moreno,

    We encourage you to touchbase with your human resources department to determine when you will be eligibile to apply/enroll in Florida KidCare. The final decision for when eligibile state empmloyees can enroll will come from the state offices, more than likely the Department of Management Services.

    Regarding your friend, she can certainly submit an application to determine if she is eligible for the subsidized coverage. Most families with gross income less than 200% of the Federal Poverty Level qualify for $15 or $20 coverage. Families with gross income above the 200% FPL qualify for the full pay option which is $196 for children 1-4 and $133 (with dental) for children 5-18.

    Thank you,
    ~Florida Healthy Kids Corporation

  88. Hello im a state of florida employee and i just received the letter saying that due to state laws changing i will qualify to pay $15 or $20 monthly premium because i do qualify for it based on my income, how can do this change and hopefully be able to pay the new premium starting in june, i also have a friend of mine who is 26 female and no insurance and desperately needs one, how can i find out if she qualifies? thanks

  89. Where could my parents aply for me and what are the things you need to qualify?

  90. Good morning Mr. Clark,

    Without reviewing your application, it is difficult for us to say whether the child support hurts or helps your qualifications. What we are required by law to use as a determining factor for eligibility is household income (which would include the child support) and family size. Families with total gross incomes below 200% of the Federal Poverty Level (FPL) typically qualify for the subsidy of $15 or $20 a month total for the children. Families with a total gross income above 200% of the FPL are only eligible for our full pay option, which is paid per child. Please note that children under the age of 1 year old are not eligible for Florida KidCare unless you qualify for Medicaid, which is income restricted.

    Thank you,
    ~Florida Healthy Kids Corporation

  91. Hi my wife and I just had a baby. I have two step children that my wife receives child support for but my insurance through my work is outrageous and we cannot afford it..does the child support my wife receives for my two step children huurt our qualifications?

  92. Good morning Patrick,

    Florida KidCare provides affordable health insurance to uninsured children who live in the house with a parent(s)/guardian. Based on the information you provided, you would not be able to apply for and receive this coverage for your daughter who lives with her mother. However, if your daughter’s mother would like to apply, she can visit https://www.healthykids.org/apply/ for more information. Further, monthly premiums are determined by household income and family size.

    Regarding other types of health insurance, we are unable to provide any insight as we only focus on coverage we can provide through Florida KidCare to eligible children.

    Thank you,
    Florida Healthy Kids Corporation

  93. I am 65 and will be retiring soon but as a result of a divorce I must supply health insurance for my 7 year old daughter who lives with her mother.
    My question is, what payment plan would I be eligable for and can I cover my daughter based on the above information.

    Thank you

  94. Good morning MoyCruces,
    We have forwarded your question on to our research team who should contact you in about a week. In the meantime, please call our customer service line at 1-800-821-5437 for assistance.

    Thank you,
    Florida Healthy Kids Corporation

  95. I just received the insurance cards for my 2 daughters. Why were they assigned different insurances? When I go into my account it says I cannot change insurances right now? I don’t understand.

  96. My son’s father’s girlfriend decide to claim my son as one of her dependants ( she has one child with her 1st husband and 2 children with my ex) under the StayWell Kids plan. Is this allowed? Then he called me today to tell me that since he is not longer permittedi n to the USA that my son’s plan was cancelled? Is this even possible? I need help with understanding this plan and how it works. He is now telling me that I have to place my son under a new plan under my name. Is this true? Thank you.

  97. Good morning Nicole,

    Coverage under the program is through the age of 18 until the month of the child’s 19th birthday. For example, if she is 17 and will not turn 19 until April 15, 2013, her coverage would continue until April 30, 2013 even if she is in college.

    Regarding other plan options for college students, unfortunately, we are not familiar with what is offered. As it stands, Florida does not offer anything like Healthy Kids for college students.

    Thank you,
    Florida Healthy Kids Corporation.

  98. Good morning Jen,

    If you have a change in income that is greater than the 200% Federal Poverty Level, then your monthly premium will change to the full pay price. There should be no lapse in coverage as long as your new monthly premium is paid on time.

    Thank you,
    Florida Healthy Kids Corporation

  99. My daughter has Healthy Kids and is 17 years old. I understand coverage is until 18. What options are out there for families who can’t afford the insurance the college program offers and is similar to Healthy Kids. She will be a full time student.

  100. I currently have the $15 plan, but I have accepted a position that starts in October that will not allow me to qualify for this plan anymore. When I send in my renewal with my new information, will I just start paying the full price or will there be a lapse in my son’s coverage? Thanks!

  101. I am new to Healthy Kids and I was worried about this, myself. My oldest son turns 18, July 31st; however, he still has one more year of high school. I wish they would expand it to cover them if they are enrolled full-time in college, even if we had to pay a higher premium during that time.

  102. Good morning Tammy,

    The answer to your question is yes. A child is covered until the end of their 19th birthday month. For example if your son will turn 19 on March 20, 2013, he will continue coverage until March 31, 2013.

    Thank you,
    Florida Healthy Kids Corporation

  103. I saw in your response that a child is insured until their 19th birthday. My son turned 18 last month and I’m wondering if he will stay on Healthy Kids/CMS till he is 19 or will he be dropped?

  104. Good morning Jenny,

    All families, regardless of income and employment are eligible to apply for the program. The monthly premium you would pay each month depends on household size and income. We encourage you to submit an application for an accurate review, which takes 4-6 weeks.

    You can apply online or submit a paper application. https://www.healthykids.org/apply/

    Thank you,
    Florida Healthy Kids Corporation

  105. My family and I had insurance through my job, however I got laid off, and my husband is self employed, we have three kids and the quotes we are getting for a health insurance is $800.00, if my husband has a job would be still be eligible for insurance for our kids through Florida Healthy Kids?

  106. I found the list of providers on the individual company sites; however, the Doctor that my boys have seen since their birth, is not on the plans my boys were placed in. Their Doctor is on the list for the Blue Options plan. I saw, somewhere on your website. that you have 2 types of Blue Cross coverages – HMO and Blue Options. Would it be possible to change my boys to the Blue Options? I would like to continue taking them to same Doctor.

    Thanks

  107. I don’t t know if you saw my reply, but I just wanted to clarify that if your child is a full-time student their income does not count toward gross family income. I called the same day I posted and was told it did, but in your reply you said it doesn’t .

  108. Good morning,

    Healthy Kids does not provide a list of physicians; however, you may contact the health plan you selected and they should be able to provide a list of doctors that are under their plan.

    Thank you,
    ~Florida Healthy Kids Corporation

  109. I called FHK after I posted the question and was told that the income counted. Which is the correct answer? I renew in a few months and don’t want to let her get a job if it means we lose our insurance. Could a get something in writing stating whether the income counts? She is dual enrolled and goes to school full-time. She wants a job so she can pat for car insurance and get a license. Thanks for taking the time to answer my question’s, Anne

  110. Good morning Ms. Johnson,

    If your 16 year old son is a full time student, then the ansewr is NO, you do not have to count his income toward the gross income.

    Thank you,
    Florida Healthy Kids Corporation

  111. Is there a list of participating Physicians, by plan, on your website? I haven’t been able to find it, if it is. If not, where can I find it? We are new to Healthy Kids, with 3/1/12 coverage; however, I haven’t received any such information – the only things I have received is the acceptance letter and payment coupons. My son hurt his knee, today and it may need to be looked at, if the swelling and pain does not subside. If so, I do not know where to take him or what my options are.

    Sincerely,

    John

  112. Good morning Jay,

    The language that talks about health insurance costing more than 5% of a family’s monthly income deals with cancellation of other health insurance. For example, if your children’s health coverage is currently being provided by company A, but the cost is more than 5% of your monthly income, then you can cancel that coverage and and apply for Florida Kidcare, which requires the child be uninsured. You can read more about that in the instructions section of the application. https://www.healthykids.org/documents/apply/kidcare_app_english.pdf

    Thank you,
    ~Florida Healthy Kids Corporation

  113. Good morning Jay,

    We do understand situations like yours are tough and wish we could make adjustments. Unfortunately, we are mandated by state law to offer subsidized payments for those families under the 200% FPL. We hope in the future changes will be made to help more families.

    Thank you,
    Florida Healthy Kids Corporation

  114. I forgot to ask-I thought I read if health insurance costs more than 5% of your monthly income you may still qualify for subsidized health premium. I am hoping for a miracle that we qualify for subsidized.

  115. Thank you for the response. I was hoping that we could still qualify for subsidized since $600/month for health insurance being full pay is way too much for us. I will fill an application and hope for the best. I do not believe that over 600/month is much cheaper than typical. I wish their was a third tier than only %200 FPL or less. Going from $20/month per family to $200/child a month is crazy. Can’t there be something for those of us that make just over %200 FPL?? We need help too.

  116. Good afternoon Jay,

    Unfortunately, if your income is above the 200% FPL, you can only participate as a full-pay family. The subsidized $15 or $20 is for families with incomes below the 200% FPL. However, your co-pays would be much less than what typical insurance providers charge. The best way to determine the monthly premium you will pay is to submit an application and allow us to do a complete and accurate review.

    Thank you,
    ~Florida Healthy Kids Corporation

  117. We make more than the 200% of FPL by a few hundred dollars but the Healthy Kids full pay price for our 4 kids is over $600 which is about 10% of our monthly income. Can we still be eligible for the the $20 copay???

  118. Good morning Ms. Newsom,

    Welcome to Florida KidCare! Your son will be eligible several services including doctor visits, dental visits, check ups, emergency room visits, surgery and much more. You can get more information about coverage here: http://floridakidcare.org/

    Regarding the doctor, it depends on which health plan your son has been assigned to and if your current doctor is a part of that health plan. You should receive a benefit card from your health plan in a couple of weeks (via mail) and you can follow up with them about your son’s current doctor.

    Thank you,
    Florida Healthy Kids Corporation

  119. I signed my son up and was approved with a payment of 15.00 was wondering waht kinda coverage this will consist of will he be able to stay with his same Dr he had when we were recieveing Medicade?

  120. Good morning Ms. Horn,

    Unfortunately, state government workers who are eligibile for state-sponsored benefits are by legislation, excluded from the progra. There is currently a bill going through the legislature that proposes allowing state workers to participate in Florida KidCare. We hope that it will be approved, but until that time current law prohibits it.

    Public school teachers are typically considered county employees, which would make them eligibile to apply for the program. Please note that eligibility is still based on household income and family size.

    Thank you,
    Florida Healthy Kids Corporation

  121. Can government workers qualify? I read somewhere government workers were not eligible. I am a public school teacher.
    Thanks!

  122. Good morining Ms. Horn,

    We do apologize, but we are not quite clear on the question being asked. If your question is about who is eligibile for the program, eligibillity is based on household income and family size, which determines the monthly premium a family would pay even if both parents are working. The best way to determine your eligibility is to submit a completed application so that a thorough review can be conducted. It typically takes about 4-6 weeks for reivew and processing of an application. If you have additional questions, please email help@healthykids.org.

    Thank you,
    Florida Healthy Kids Corporation

  123. I am a public school teacher. Looks like I don’t qualify becuase I work, but yet I still fall into the category of being eligible. I have lost over $4000 in the last 2 years due to rising health insurance costs. I have cut back as much as I can, no land line, no cable, not getting nails and hair done anymore. Am I reading this correctly?
    Thanks!

  124. You may have several options available to you. Depending on where you go to college, they may offer a plan for students – many colleges do and some even require students to have coverage. Recent changes in state and federal law also allow full time students to remain as dependants on their parents’ health insurance coverage as well as long certain conditions are met. Check with your parents’ insurance carrier. And, finally some larger insurance plans in Florida do offer individual plans for students such as yourself. Check with the student services offices at your college and see if they have any recommendations. I hope this information has been helpful.

  125. hello, I am 19 years of age, i had full health insurance until i turned 19 years old. I am a full time college student and is still a dependent and i do not have a job. How can i get full coverage insurace? What insurance can give me full coverage?

  126. No, the new federal health care initiatives did not change the age eligibility for Healthy Kids. Healthy Kids is part of the Children’s Health Insurance Program and eligibility ends when a child reaches their 19th birthday. You may want to check with your son’s college to see if they have any recommendations for coverage for your son or if you have coverage, if you can add him to your policy under the new guidelines.

  127. Wondering if the new health care initiative makes Kid Care available to my son who is 20. He did have coverage through Healthy Kids until age 18 and has been uninsured for 2 years while in college. Help!
    Thank you :)

  128. While Healthy Kids serves children 5-18 it is part of Florida’s KidCare program which offers other programs for children birth through age 18. Families apply for these programs using the same application that is used to apply for Healthy Kids. Our website has information about Florida KidCare too. Or, you can visit the Florida KidCare website for more information at http://www.floridakidcare.org. You can apply online, print an application off the website or call and ask that an application be mailed to you by calling the KidCare information line at 1-888-540-5437.

  129. What about coverage for children under the age of 5? I have a 16 month old and would like to know what my options are.
    Thanks!

  130. Hi, Michelle! I don’t have a payment chart, but give us a call at 1-888-540-5437 and we will get it figured out for you. Let me know if you need more help after calling. Thanks!

  131. Where can I find the sliding scale monthly payment chart so I know how much a month we might have to pay based on my and my husbands income?

  132. We currently have insurance for our 3 children but our payment every month is $600…and will be going to over $700 starting in August. At this point, we will not be able to continue with insurance through my husbands work.
    They do not have Dental or Eye Insurance.
    Looking for something that we can afford…Any feedback would be helpful.
    Thank you for your time,
    Angie

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